What is Laybuy?
Laybuy lets you pay for your order over 6 weekly payments. There's no interest or added fees. Payments will be
automatically taken from your nominated debit or credit card each week for six weeks, while you receive your
order as if you'd purchased it in full today. No waiting around before you get your hands on your new items!
What you have to do?
1. SELECT PAY BY LAYBUY
2. LOG IN OR REGISTER
3. PAY OVER 6 WEEKS
Receive your purchase now, spread the total cost over 6 weekly automatic payments. Interest free!
BUY NOW, PAY LATER, NO EXTRA COST.
Frequently Asked Questions
How do I sign up?
Continue through to checkout and select Laybuy as your payment option, or visit
www.laybuy.com/consumer/account to create an account.
How is my limit approved?
Your limit is approved through Laybuy's instant credit check upon sign up. If you
don't have a credit score, Laybuy will assign you with a $120 limit.
Who can use Laybuy?
Any NZ resident that is 18 years or over, with a debit or credit card.
What if the item I want is more than my Laybuy limit?
Not a problem. If you exceed your limit this will change the instalments so that the
excess amount will be charged on your first payment and then the remaining five
payments will be even.
Is there anything else I should know?
A late fee of $10 will be applied to your account 24 hours after a missed payment.
You can also spend more than your assigned limit, the excess will be added to
your first payment.